Our new Journey

-

     Well this summer has surprisingly went exactly as I had planned so far. I've managed to get a lot of my Summer to-do list done and the house is coming along pretty well. I still have a few quirks to work out in the girls room but for the most part it is complete. I've also managed to complete both the older boys and the younger boys bedrooms with the exception to a few changes that will be made after Damian's birthday in July. 

    But then I got some big news that is making me have to make my choices a little more wisely since what changes I make will be permanent. It also added a few things to my to-do list. When my landlord came over the weekend she made us an offer that we simply can not turn down. She wants to sell us the house. The price she is asking is unbeatable. So thank god we have already been preparing for this moment. Our credit scores could still use a little work and of course we have to save for the down payment and the closing cost, but we have until March 2024 to do that.

   In the mean time, I have been speaking with several mortgage companies to ensure we get the best deal. So far it looks like our efforts on our credit are saving us a crap ton in interest rates. Instead of the usual 6-14%, we are looking at more 4-6.6%. And our down payment is actually pretty low. So far that is looking to be around 3.5%. So wish us luck on our new journey.

Comments

  1. AnonymousJune 2, 2023 at 2:58 PM

    Thats great news

    ReplyDelete
  2. Paula CJune 3, 2023 at 7:49 AM

    That is fantastic! You love the house & now it is yours! Things have really been going well for you. I cannot believe it is June. I just want to hold on to these days. Hope all the kids are doing well.

    ReplyDelete
  3. Straighten My CrownJune 7, 2023 at 1:02 PM

    When I bought my house, my bank gave me a lower interest rate for having a good bit in my savings account. That is something that might help too. I picked up a second job while we were house-hunting and put all of that money into savings, because I knew we would need it for furniture and buying things for the house. I didn't even know it was going to lead to a much better mortgage.

    ReplyDelete

Post a Comment

Popular posts from this blog

This week in review

-
   I would be lying if I said this week has been any easier than the ones it followed. It's actually been more hectic than the weeks before. With school being out longer than what was originally foreseen, well it's been a pain in the ass. I'm actually hoping that school decides to tack on a week or two once they do return. This momma needs a break. But if we are being completely honest... I wish they would continue the school year through most of the summer.. or at very least offer summer schooling. I think that would be considered fair since my kids fight me so hard on doing their school work and turning it in on time. Homeschooling is definitely not for the faint of heart. It will drive you insane.     On the plus side of things, we got a midweek visit from Daddy. His load schedule allowed him to come home for 24 hours in between loads. So yay for us. Brandi and I both needed some Daddy time. The kids weren't so happy to see him though. They were all in trouble for g
Read more

In my feelings

-
Image
                                       Okay, so I'll admit that lately the lack of a relationship with my parents has been weighing heavily on me. I look at my kiddos and see all the joy and happiness they bring me and wonder how can any parent not want that with their own flesh and blood... or with any child they lay claim to? My kids are the very reason I live and breath. While yes, there are plenty of times they cause what seems like and incurable migraine, they bring me so many happy moments as well.     I never got the feeling that I made either of my parents happy at any point. My father raised 3 children that were not his and didn't even meet me until I was 12. Then he didn't return until I was 17. Sad to say our moral values didn't align and that relationship was short lived. My mother raised me, mostly, but we never had a connection either. In fact most of my life I felt that I was a mistake and unwanted. That didn't change in my adult life either.        I
Read more

Just popping in

-
Image
    Since quite a few of my followers only knew me by my blog, I've decided to do random pop ins. I wanted to let you all know that I am doing amazing. I've really been enjoying life. Daily visits to the park, and using my extra time to take care of myself. Today was a manicure, shopping, and girl time with my SIL. I'm currently on a trip out of town with the hubby to do some more shopping for myself and little man and a dinner date with my love.
Read more